In the ongoing effort to reign-in healthcare costs, two of the hottest areas garnering attention are health risk scoring and predictive analytics – both of which, when properly utilized, are extremely effective in identifying existing and emerging risks and targeting appropriate interventions. Generally, there are two types of health risk scoring used today: Clinical and…
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In a discussion, this week of potential “red flags” to an investment in UnitedHealth Group (parent company of UnitedHealthcare), The Motley Fool, a financial investment advisory firm, warned, “Health care reform continues a path toward a single-payer model that leaves insurance firms at a competitive disadvantage.” That’s an understatement. When the Patient Protection and Affordable…
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You’re sitting at home (or in your office) and you’re just not feeling well. What do you do? The traditional options are: Wait and see, take your temperature, make note of any other symptoms you have and jump on the internet to diagnosis yourself. If you’re more than a little sick, you might schedule an…
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Interest in a defined contribution (DC) approach to employee benefits, especially health insurance, is growing. Obviously, this is a strategy that forward-thinking employers will want to consider as these programs mature and outcomes data becomes available in the years to come. To help us understand what a DC approach might mean to health insurance, we…
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Employers are just plain worn-out by the annual renewal process. And you might be surprised to know that health insurance carriers are too. Unless an employer gets a dream renewal, it takes a significant investment of time, effort and emotional energy to renew a healthplan. And the carriers have to invest similarly in negotiations, rating…
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